What is Advance Rental Receivables?
Advance Rental Receivables is a financial transaction where the bank anticipates the future rental amounts that a company has to receive.
What are the main benefits of this operation?
The main benefits include the improvement of cash flow, the possibility of immediately investing the anticipated amounts, and the reduction of risks associated with the default of tenants.
Who can request Advance Rental Receivables?
Companies and owners of commercial or residential properties that have rental agreements can request this operation.
What documents are needed to request this operation?
The documents typically include current rental agreements, proof of future receivables, and company or landlord documentation.
Are there limits to the amount that can be anticipated?
Yes, the limit is set based on the amount of rental receivables and the customer's credit analysis.

What is Financing for Construction Completion?
It is a loan intended to complete the construction of real estate projects that are in the final stages.
‍What projects can be financed?
Residential, commercial, and mixed projects that are in the process of being finalized can be financed.
What are the requirements to apply for this funding?
The requirements include the presentation of the construction project, construction schedule, detailed budget, and company documentation.
What are the payment terms?
The payment terms vary according to the credit analysis and the profile of the project, and may include personalized grace periods and amortization.
‍What are the benefits of this funding?
The benefits include the quick completion of the project, improved attractiveness of the venture for buyers and investors, and the possibility of generating revenue quickly.

What is Build to Suit?
Build to Suit is a modality where the bank finances the construction of a property according to the specifications of the future tenant.
‍Who can benefit from this type of operation?
Companies that need a specific property for their operations, but prefer not to invest directly in construction, can benefit from this operation.
What are the steps in the Build to Suit process?
The steps include the negotiation of the contract, preparation of the project according to the tenant's needs, construction of the property and subsequent rental.
What are the benefits of Build to Suit?
The advantages include the total customization of the property, easy financing and the possibility of focusing on the company's core business.
How is the project evaluated?
The assessment is based on the viability of the project, the tenant's profile and the guarantees offered.

What is Inventory Transaction?
Inventory Transaction is a loan intended for developers to hold and sell ready-made properties that have not yet been sold.
What properties can be included in this operation?
‍Residential and commercial properties that are completed and ready for sale may be included.
What are the benefits of this operation?
The benefits include maintaining the developer's cash flow, the possibility of negotiating properties more calmly, and better marketing conditions.
What documents are required for the request?
The documents include real estate documentation, financial information from the developer, and proof of ownership of the properties.
What are the payment terms?
‍Payment terms are negotiated on a case-by-case basis, based on the credit analysis and the total value of the properties in stock.

What is Real Estate Secured Credit?
It is a loan where the client uses a property as security to obtain credit.
Who can apply for this type of credit?
‍Residential, commercial, or land owners who wish to obtain credit for various purposes, such as investments or debt settlement, can apply for this type of credit.
What are the main benefits of this credit?
Key benefits include lower interest rates, longer payment terms, and the possibility of obtaining higher amounts due to the guarantee offered.
What documents are needed to apply for this credit?
The documents include the property title, proof of ownership, property valuation, personal and financial documentation of the applicant.
How is the amount of available credit calculated?
The amount of the credit is calculated based on the valuation of the property offered as security and the client's credit analysis.

What is Purchase and Advance Receivables?
The Purchase and Advance of Receivables is a financial transaction where the bank buys a company's future receivables, anticipating the amount of those receivables to the customer.
What are the main benefits of this operation?
Key benefits include improved cash flow, reduced financial cycle, and the possibility of immediate investments without waiting for sales to be received.
Who can request the Purchase and Advance of Receivables?
Companies that have receivables from clients, especially those in the real estate sector, can request this operation.
What documents are needed to request this operation?
The documents normally include the contract of sale of the real estate, the receivables of future receivables, and the applicant company's documentation.
Are there limits to the amount that can be anticipated?
Yes, the limit is set based on the amount of receivables and the customer's credit analysis.