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Our team of specialists will contact you as soon as possible to meet your demand.
Our team of specialists will contact you as soon as possible to meet your demand.
Our team of specialists will contact you as soon as possible to meet your demand.
Our team of specialists will contact you as soon as possible to meet your demand.
Individuals and Legal Entities with a MODERATE profile and Institutional clients
Long term
There are no guarantees and it is not covered by the FGC (Credit Guarantee Fund).
Asset devaluations and lower than expected returns may occur. Some events that may affect performance: vacancy, default, falling asset value, internal and external factors, interest rates, savings.
Costs involved in trading shares in the secondary market: fees, CBLC liquidation fee, and brokerage fee.
Conflicts of interest may occur.
Regarding monthly income: Regarding the taxation of income earned by shareholders, there is a distinction between individuals and legal entities: Individual Shareholder: The exemption from personal income tax for individuals was defined by Law 11,033 of 21/12/2004 and later by Law 11,196 of 21/11/2005, where it established: 1. Individuals who will be entitled to the exemption may not hold 10% or more of the Fund's shares; 2. The Fund must have at least 50 individual shareholders; 3. Have your shares exclusively traded on an organized stock exchange or over-the-counter market. There is no guarantee or control on the part of the Managing Institution regarding the maintenance of the tax characteristics described above. Legal Entity Shareholder - Income Tax of 20% on earned income. Regarding capital gain: Regarding capital gain, that is, any profit from the sale of shares, the IR rate is 20% for any shareholder, PF or PJ and must be paid through DARF by the last day of the month following the sale. The form of determining the gain and compensating for losses on the sale of shares, and other details of the taxation of Real Estate Funds, are contained in Normative Instruction RFB No. 1,585 of 31.08.2015.
Since June 2020, Ouribank stopped distributing investment fund shares. Ouribank continues to manage investment funds. Information about the funds managed by Ouribank can be found on the specific pages of the respective funds.
Real Estate Investment Funds (FII) are funds that invest in the real estate sector. It is as if they were “gated communities”, whose shares can be purchased by any investor. These funds can be invested in various real estate assets, such as shopping centers, commercial buildings, logistics warehouses, etc. Your income comes from receiving rents from these spaces, but with the advantage of having tax exemption (*).
(*) For investors who hold less than 10% of the shares of a real estate investment fund that is listed on a stock exchange and that has at least 50 investors
The Ouribank informs that it does not offer loans, credit or debit cards and does not request and is not responsible for payments or deposits in bank accounts of parties other than Ouribank and companies of the Ourinvest Group. Be aware of any unusual credit approval practices, such as pre-payment. Be suspicious of emails that are not from Ouribank, for example: @outlook, @gmail, @hotmail etc. or messages via WhatsApp, Facebook, Instagram and Telegram or calls from third parties.
If you have any questions, please contact us at: 0800-771-4342 or (11) 4081-4444.
Ouribank
CNPJ No. 78,632,767/0001-20
Ourinvest Building
Av. Paulista, No. 1,728 - overstore, 1st, 2nd, 3rd, 4th, 5th, 7th and 11th floors
Bela Vista Zip Code - 01310-919
São Paulo - SP
Phone: (11) 4081-4444
Hearing Impaired Care:
(11) 3171-3003
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