Access your accountOpen account

Exportation

Export Credit Assignment - CRE

A unique and complete export solution. With the CRE, your company has the option of anticipating export exchange rates after shipment, protecting itself against risks of non-payment by the importer and benefiting from an international collection service.

Learn about the benefits of CRE

Talk to our experts

Increase in Sales

Enable more business by giving your importing customers a payment deadline. And receive up to 100% of your exports in cash.

Mitigate Risks

Benefit from our credit risk analysis in more than 90 countries and the security of receiving 100% of payments for your exports.

Billing Management

Agile operation with professional collection through a global network of 400 financial institutions.

Flexibility

The limit granted varies depending on the export volume, and we grow with your business.

How it works

Evaluation of customers abroad

Company sends customer lists and credit documents. After a credit risk analysis on each importer, the CRE limit is approved and a contract is issued.

For companies, fintechs, financial institutions

Fully integrated process with the Ouribank backoffice

Embarkation

With the pre-approved limits, you carry out the shipment safely, transferring the collection risk to Ouribank with the assignment of credit and the option of anticipating the receipt of bills.

For companies, fintechs, marketplaces, e-commerce and financial institutions

Agility, convenience, and security to pay and receive your customers

Anticipation

The option of anticipating the receipt of foreign exchange with Ouribank is automatically released.

Ideal solutions for companies, fintechs, marketplaces, ecommerce, financial institutions and more

Technology and reliability to better fulfill and serve your customers

Collection

On the due date of the Invoice, the bank receives and closes the exchange to settle the advance payment or credit the account.

For companies, fintechs, marketplaces, e-commerce and financial institutions

Agility, convenience, and security to pay and receive your customers

Visit the developer portal to explore the available APIs and integrations.

Learn more

Recruitment requirements

Company registration

+

Credit documentation

+

Spreadsheet with information about importing clients abroad

+

Invoice, Bill of Lading, and DUE

What else you need to know

The CRE is the anticipation of the exchange rate of export sales on credit, with payment on account and always of shipped merchandise.
The institution in the importer's country performs a credit risk analysis on each importer and will manage the collections.
Importing customers will be notified of the payment address and assignment of credit to the institution indicated to make the collection.

Frequently Asked Questions

What is CRE?

Through the CRE (Export Credit Assignment), a mechanism also known as ACE (Advance on Delivered Exchange), Brazilian entrepreneurs can anticipate the receipt of funds from export operations and help with companies' cash flow.

What are the exchange solutions for companies?

Ouribank has more than four decades of experience and is a reference in foreign exchange. There are solutions for all company sizes, from international transactions, through hedging, to import and export financing. Consult our experts and find the right solution to boost your business.

What is Invoice?

Invoice is a term in English that names a document equivalent to an invoice for purchases and sales abroad. In a simplified way, it is what a commercial operation represents. Like any other tax document, the invoice is responsible for representing a transaction to the Internal Revenue Service, even if this transaction does not only take place at the national level. As the product or service leaves or arrives in Brazil, the Internal Revenue Service must be aware of the movement.